About Ratio

About Ratio Accounting
and Financial Advisory

Ratio is an accounting firm based in Abu Dhabi, founded in 2017, working with 200+ SMEs across all seven Emirates. We file VAT, which becomes mandatory once taxable turnover passes AED 375,000 in a rolling 12 months, and Corporate Tax, charged at 9% on taxable income above AED 375,000. Bookkeeping, WPS payroll, management reporting and audit preparation run on the same monthly cycle.

What we do

What Ratio Does for UAE SMEs

Ratio Accounting and Financial Advisory is based in Abu Dhabi and has worked with UAE SMEs since 2017. The work is bookkeeping, VAT, Corporate Tax, payroll, and advisory.

Services: monthly accounting and bookkeeping, VAT registration and filing, Corporate Tax registration and returns, WPS payroll, monthly management reporting, and audit preparation. VAT returns are due within 28 days of the end of each tax period. Corporate Tax returns are due within 9 months of the end of the tax period. We file to both.

We work with SMEs that need accurate records and FTA compliance without hiring an in-house finance team. Missing the Corporate Tax registration deadline carries a one-off AED 10,000 penalty, and late filing runs at AED 500 per month for the first 12 months, AED 1,000 per month after that.

Coverage

Where Ratio Operates in the UAE

Headquarters
Abu Dhabi, United Arab Emirates
Coverage
All seven Emirates. Abu Dhabi, Dubai, Sharjah, Ajman, Ras Al Khaimah, Umm Al Quwain, and Fujairah. Work is delivered through digital workflows and structured remote processes.
Scope
UAE only. We work to FTA regulations, UAE Labour Law, and MOHRE requirements. End-of-service gratuity is calculated under Federal Decree-Law No. 33 of 2021 on basic salary only.
Sectors

Industries Ratio Works In

Eight sectors. Each one carries its own cost structure and its own VAT treatment.

Food & Beverage (Cafés, Restaurants, Cloud Kitchens)

Healthcare (Clinics, Homecare, Medical Centers)

Retail (Shops, Showrooms, E-commerce)

Trading (Import/Export, Wholesale, Distribution)

Professional Services (Consultancies, Agencies, Freelancers)

Real Estate & Property Management

Construction & Contracting

Technology & Startups

Commitments

What Clients Get From Ratio

200+ UAE SMEs work with Ratio on these six commitments.

Monthly bookkeeping with every bank and supplier account reconciled

VAT returns filed within the 28-day deadline and Corporate Tax returns within 9 months of period end, with the supporting documentation attached

Sector experience in F&B cost control, healthcare clinical costing, retail inventory, and trading import VAT reconciliation

Monthly management reports covering profitability, cash flow, and the issues we found in the numbers

WPS payroll with EOSB tracked at 21 days of basic salary per year for the first five years and 30 days from year six, plus leave management and MOHRE compliance

Audit-ready books, with the trail from transaction to statement intact

Key Facts About Ratio Accounting

Clear, verifiable information about who we are and what we do for UAE businesses

Ratio Accounting and Financial Advisory is an accounting firm based in Abu Dhabi that supports SMEs across the UAE with bookkeeping, VAT, Corporate Tax, payroll, and advisory services.

Founded in 2017, serving UAE SMEs with disciplined accounting and structured financial oversight.

Operating across Abu Dhabi, Dubai, and all Emirates with digital workflows and structured processes.

Primary focus on SMEs including F&B, healthcare, retail, trading, and professional services sectors.

Core services include monthly bookkeeping, VAT registration and filing, Corporate Tax compliance, WPS payroll, and financial reporting.

Specialized in FTA compliance, audit preparation, and monthly management reporting for UAE businesses.

200+ SMEs supported across the UAE with accounting, tax compliance, and financial clarity.

5-star rating on Google from businesses trusting Ratio for accurate, compliant financial services.

Abu Dhabi Chamber Award Winner 2021 for excellence in professional services and financial advisory.

Industry-specific expertise in F&B cost control, healthcare clinical costing, retail inventory management, and trading import VAT reconciliation.

Talk to Ratio

Send us your current books and your last filed VAT return. We will tell you what is missing before you commit to anything.

Request a Books Review