Valuation & Modelling

Financial models for fundraising and exits built on your own ledgers.

A valuation prices your business on the cash it will generate. We build it two ways and reconcile them: a discounted cash flow off multi-year projections, and a comparable company analysis against multiples for similar UAE businesses. Cash flows run after corporate tax at 9% on taxable income above AED 375,000, so the figure an investor sees is the figure you keep.

200+ UAE SMEs on our booksServing Abu Dhabi, Dubai, Sharjah & all EmiratesSpecialists in F&B, clinics, trading & startups

What clients say

200+ businesses across the UAE

“Very professional team with rich experience. They took great care of our accounting work. Excellent management reports and financial insights.”
MAMohamed Alsuwaidi
“As the owner of medium-sized enterprise, the maintenance of accurate, updated, audited accounts is extremely important. Ratio has been exceptional in this regard.”
MBMohamed Badawy
“Ratio is our Financial advisors, they are very professional and cater to the business needs. Well done to the team & their management”
SASara AlTamimi
“The Ratio team is a highly professional and competent team that ensures they take care of the financials to allow the business to focus on the core operational aspects.”
AHAhmed Alhammadi
“Extremely professional! All the details were taken in mind, everything was scheduled on time, and at the end I received exactly what was promised.”
SKSaoud Alkaabi
“I have been a client for the longest time and couldn't recommend a better firm. For my businesses, I continuously was impressed by their professionalism and expertise.”
AAAysha H. Al Dhaheri

What a valuation engagement covers

Eight workstreams, delivered as one linked model

  • Multi-year financial projections and scenarios
  • Business valuation for fundraising or exits
  • DCF models and comparable company analysis
  • Capital planning and investment optimization
  • Revenue mapping and growth trajectory analysis
  • Investor-ready financial models
  • M&A financial due diligence support
  • Sensitivity and scenario testing

What the finished model gives you

Four things every model we deliver does

Models an investor can audit

Every assumption on the face of the sheet

Multi-year models with visible formulas, no hard-coded plugs, and base, upside and downside cases set out side by side

Two valuation methods, reconciled

DCF cross-checked against comparables

A discounted cash flow priced off projected free cash flow, benchmarked against comparable company multiples. Where the two disagree, we show why

The driver that moves the number

See which lever changes the valuation

Revenue drivers, cost structure and capital requirements modelled across scenarios, with a sensitivity table showing which input moves value most

Assumptions you can defend

UAE inputs, not template inputs

Sector benchmarks, local market conditions, and cash flows run after corporate tax at 9% on taxable income above AED 375,000

Where the model lives: Ratio Volt

Your models, scenario runs and valuation assumptions sit in Ratio Volt. Open it when you need the number. You do not have to email us for a copy.

Frequently Asked Questions

How do you value a business in the UAE?
Two methods, reconciled. A discounted cash flow prices the business on projected free cash flow, run after corporate tax at 9% on taxable income above AED 375,000. A comparable company analysis cross-checks that figure against multiples for similar UAE businesses. Where the two disagree, we show why.
How do you model cafés, clinics and trading companies?
By sector driver. Cafés and restaurants are modelled on unit economics — covers, average spend, food and labour cost. Clinics on patient volume and payer mix. Trading companies on the working capital cycle. Each model states its assumptions on the face of the sheet and carries a sensitivity table.
Is the valuation built on my own accounts?
Where we keep the books, yes. The model is built on the ledgers we maintain and the audited financials behind them, so every line ties back to the accounts rather than a spreadsheet rebuilt from memory.

Get your business valued

Send us your latest accounts. We will tell you which valuation method fits and what the model needs from you.

Book a valuation call